A two vehicle accident that occurred at the intersection of Commercial Way and Lakefront Road left two people seriously injured over the weekend after a vehicle struck a utility pole.
The Florida Highway Patrol is investigating the cause of the accident.
If a driver has no insurance, or if the available coverage is insufficient to cover your medical bills, then typically you would be responsible for paying the remainder. However, to protect innocent injury victims from this common scenario, insurance companies issue two optional coverages: uninsured motorist insurance and underinsured motorist insurance. These are usually issued together, and appear on your insurance card as “UM/UIM.”
The injured parties in this case should treat with emergency responders immediately, then contact a qualified personal injury lawyer for guidance in proceeding on claims for the injuries. Claims could be brought against both the owner and the driver of the at-fault party. Additionally, if the victim driver has UM they will be entitled to make a claim. The passenger of the victim vehicle could make a claim on both its personal UM policy as well as the driver’s UM policy.
In a personal injury settlement claim or lawsuit, liability of the other driver must first be determined. If the other driver is found to be at-fault for the accident, a Hernando County Injury Lawyer at Whittel & Melton can help you understand what available insurance coverage can be applied.
Contact a Hernando County Auto Accident Injury Lawyer at Whittel & Melton today for more information about insurance issues, or to arrange a free consultation to discuss your claim for damages in an accident. Call us 24 hours a day at 352-666-2121.